We’ve been chatting with another one of our magnificent members. This time it’s Ricky from Essex. Take it away…
On the look out for a better price.
“I came across By Miles online after my quote went up with my previous insurer. I always do a comparison, because it feels like it goes up every year. You came up cheapest. Pay-by-mile was new to me, but I thought I’d try it because it was going to work out cheaper. I cycle to and from work, and I generally do a very low mileage anyway – so it makes sense.”
Benefitting from falling mileage.
“When I got my policy, I estimated I’d do 2,000 miles. I think, I’ll actually do less than that. I can see in the By Miles app how much each journey costs, and that’s been quite good as a bit of extra encouragement not to use the car when I don’t need to – which is great if you’re eco-conscious, which I am to a certain extent.
“I hate roadworks and traffic, I have to drive round London a lot – the last thing I want to do is drive anymore than I have to. I don’t really make long car journeys. It tends to be local trips – to the supermarket and things like that.
“It’s nice knowing I’ll get my unused miles refunded. It definitely made me more aware of journeys where I could just walk it in 5 minutes. It’s good for the environment and I know I’m saving myself a bit of money.
“The cost of driving is insane – with petrol prices being high. It feels like it makes sense to cut back on things. That’s what’s good about By Miles, you save a bit more if you make less frivolous journeys.”
More than just cover.
“It’s great, it’s so easy to manage. I like the added peace of mind I get from app features. I can use it to run diagnostic tests on the car, which is a nice bonus. Overall, the app’s very user friendly and it just gives that extra bit of encouragement not to use the car when I don’t need to.
“I think it’d be good if road tax worked the same way. As someone who doesn’t use the car much, I’d benefit from pay-by-mile car tax – and it’d be fairer than paying the same as someone who drives a lot more.”